Debt Relief – Debt Consolidation – Credentials and Steps to Consider Before Doing Business
* Would you like honest and caring help to determine if debt settlement, debt negotiation, consumer credit counseling or debt consolidation is the best option for your financial future? Do you require a Written GUARANTEE of results?
* Ratepoint.com is an exceptional source for consumer feedback, both from you and from other consumers. This is an additional way to learn and gain confidence that a company will do everything possible to help you with your circumstances.
* The Netcheck Trade Office was established in 1995 to promote ethical business practices and increase consumer and business confidence in obtaining products and services on the web.
* The purpose behind following the rules taught by the International Association of Professional Debt Arbitrators is to always present you with the best service along with financial savings in your debt settlement or debt negotiation program.
* Find out if the debt relief company you’re reviewing produces its own in-house education series to complement IAPDA’s training for its advisors, negotiators, and customer service agents. The additional training that all additional team members have to learn and pass exams points to their ability to start talking to you.
* Is this company a member of TASC and USOBA? These are the two largest organizations that provide legislative and regulatory information in reference to the debt settlement business. Both organizations have a strict screening process so that they can approve debt settlement companies for membership.
*Customers, prospects and suppliers trust Dun & Bradstreet, one of the most trusted sources of business information to see if an organization is strong and respected enough to help them. Working with a D&B listed debt settlement company is important so that you can ensure that you are getting quality service with a solid and reputable company.
* If you’re ready to work with a company, make sure the company offers you a written money-back agreement. It is quickly becoming the regulation in many states. See if they promise that the total amount repaid to all creditors, as well as all company fees, will be less than the total amount owed to creditors upon entering the plan. As you ponder different preferences—consumer credit counseling, debt negotiation, debt consolidation, or even bankruptcy—ask the representative if their services are backed by the same or better written guarantee.